Freeman on the land seemed interesting until he started using religious texts as his source of information. If he really believes all of that, he shouldn't have acquired that debt in the first place. Seems like a cop out, a way for people to try and excuse their irresponsibility. He doesn't want people to use this for greed but him charging up all that credit (8K in his example) then defaulting on it because he believes it wasn't real debt in the first place would be the same thing as scamming for money and then spending it, just in a different order. Interesting post though.